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Solar Panel Calculator

System size and number of panels to cover your electricity use.

Updated 2026-10-20 · Based on: Ohm’s law, NEC Chapter 9 Table 8, 210.20 and 310.16; DIN VDE 0100-520 for metric.

How to use the Solar Panel Calculator

  1. Enter your monthly electricity use in kWh (average it over a year of bills).
  2. Enter the peak sun hours for your area: about 3.5–4 in the Northeast and Northwest, 4.5–5 in the South and Midwest, 5.5–6.5 in the Southwest.
  3. Enter the panel wattage you plan to buy (most home panels are 400–450 W).
  4. Leave 18 % for losses (inverter, wiring, heat, dirt) and 100 % to cover all your use.

Formula

System size (kW) = monthly kWh × 12 ÷ (365 × peak sun hours × (1 − losses)).

Panels = system size ÷ panel wattage, rounded up. Yearly production = installed kW × 365 × sun hours × (1 − losses).

Panel area assumes 20.5 % efficient modules (a 400 W panel is about 1.95 m² / 21 ft²). Cost = installed watts × price per watt.

Worked example

With the values preset in the calculator above:

Monthly electricity use
900 kWh per month
Peak sun hours
4.5 hours per day
Panel wattage
400 W
System losses
18 %
Share of your use to cover
100 %
Solar system size
8.4 kW (8,400 W)
Panels
21
Yearly production
11,314 kWh
Panel area
441.06 ft² (49.01 yd²)
Estimated cost
$23,520

How many solar panels do I need?

A home using 900 kWh a month with 4.5 peak sun hours needs about 8.4 kW — 21 panels of 400 W, which produce 11,314 kWh a year. In a sunnier place with 5.5 sun hours the same home needs 17 panels.

Peak sun hours are not daylight hours: they are the hours of full 1,000 W/m² sun the day adds up to. NREL’s PVWatts gives the exact figure for your address and roof angle.

How much does a solar system cost in 2026?

Installed home systems cost about $2.50–$3.50 per watt before incentives, so an 8 kW system is roughly $20,000–$28,000. The 30 % federal residential credit (25D) ended for systems installed after 2025; check your state and utility for remaining rebates and net-metering rules.

System size by monthly use (4.5 sun hours)

Monthly electricity useSolar system sizePanels
5004.8 kW12
7506.8 kW17
1,0009.2 kW23
1,25011.2 kW28
1,50013.6 kW34
2,00018 kW45

Frequently asked questions

How many solar panels to power a house?

Most US homes need 15–25 panels of 400 W. At 900 kWh a month and 4.5 sun hours: 21 panels (8.4 kW).

How much does one solar panel produce?

A 400 W panel makes about 400 × sun hours × 0.82 Wh a day — about 1.5 kWh at 4.5 sun hours, or 540 kWh a year.

How much roof space do I need?

About 21 ft² per 400 W panel plus gaps and setbacks: 441.06 ft² of panels for the example system.

Should I cover 100 % of my use?

Only if your utility credits exported power at a good rate. With low export rates, many homeowners cover 70–90 % and add a battery later.

More calculators

All construction calculators →

Estimates only — check quantities with your supplier and local building code before you order.